In which year did RBI introduce the regulatory framework for microfinance loans?

This question was previously asked in
SSC CHSL Exam 2023 Tier-I Official Paper (Held On: 03 Aug, 2023 Shift 3)
View all SSC CHSL Papers >
  1. 2021
  2. 2022
  3. 2020
  4. 2019

Answer (Detailed Solution Below)

Option 2 : 2022
Free
SSC CHSL General Intelligence Sectional Test 1
25 Qs. 50 Marks 18 Mins

Detailed Solution

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The correct answer is 2022.Key Points

  • RBI introduced the regulatory framework for microfinance loans in February 2022.
  • This framework aims to promote responsible lending practices and protect the interests of borrowers.
  • The framework includes guidelines on interest rates, loan disbursement, repayment, and grievance redressal mechanisms.
Additional Information
  • RBI stands for Reserve Bank of India and is the central bank of India.
  • The Indian government's Ministry of Finance is the owner of it.
  • It is in charge of managing the Indian rupee's supply, issuing it, and keeping it in circulation. 
  • Microfinance loans are small loans given to individuals or groups who do not have access to traditional banking services.

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